Showing posts with label baby steps. Show all posts
Showing posts with label baby steps. Show all posts

Wednesday, August 15, 2012

Budget With Me Wednesday-Week 4

Happy Wednesday Lovelies!

This week has been an interesting one, not in a bad way per-say but not in a good way either.  I haven't been splurging, but I haven't been saving.  I've been sticking with my 10 dollars a day, but not doing as well with my other rules.

For instance...

-I ordered two subscription boxes this month
-I bought some adorable accessories during some sales
-I took out cash for groceries but still put some stuff on my debit card
-I stopped emailing TheBirdy

Sigh.  Baby steps right?  I'm doing A LOT better than I used to be, but still not perfect, but who needs perfection!  (When it comes to money it would be a VERY good thing).

The end of the story is that I still have money left in my account and I'm two days away from payday.  Usually at this point I'm stuck in a "a crap I have no money for the next two days so I won't buy anything, until I decide to buy everything on pay day" mode, but I'm not doing that.  I went and made my car payment and didn't freak out and keep my fingers crossed that the money was there, because I KNEW the money was there.

It's great.  It's a lot better.  That's why the cash aspect of this is SO important to my plan, I can cheat a little bit with cash, but it's a lot harder to spend cash you don't have than to make purchases on your debit card with money that you don't have (or replace debit card with credit card...now that's bad!).

In other news, am I missing a secret to budgeting for gas, or is it just not possible?

Love,

Keely
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